Fraud

Published

November 27, 2025

Traditional banks are perceived as much safer than digital wallets

Variables used on this page

Variables Used in Fraud Analysis Fraud Experience and Reporting

  • sv33: Whether household experienced fraud/theft/financial loss in past 30 days (Yes/No)
  • ever_fraud: Indicator if household ever experienced fraud
  • fraud_with_loss: Indicator for fraud resulting in actual financial loss
  • sv37: Amount of financial loss from fraud
  • sv38A-sv38E: Where fraud was reported (bank, police, local government, regulator/helpline) or not reported

Trust in Financial Institutions

  • sv31: Perception of security with formal banking:
  • sv32: Perception of security with mobile money (same scale as sv31)

Loss Amount Classification - loss_grp: Categorized fraud loss amounts

Demographic Grouping

  • quint: Income quintile (1=Poorest to 5=Richest)
  • popw: Population weight for representative estimates